The 95% Mortgage Guarantee Scheme – understanding your options
The scheme involves the government offering a guarantee to banks to encourage them to offer 95% mortgages. It runs from April 2021 to December 2022, for properties old and new up to £600,000. It is not restricted to first-time buyers, although this is likely to be the...
Planning for your future as a new mum
Being a new mum is exhausting. Of course, you were prepared for sleepless nights, colic and 3am nappy changes, but you probably didn’t expect you would need a degree in civil engineering to collapse your buggy, squeeze it into the car, then get it back up again. Click...
Why it is essential to tackle climate change proactively
St. James’s Place is taking the lead on climate risk disclosure because the sustainable economy brings investment opportunities, clients care about it, and it is the right thing to do.
Lessons for an ageing world
Beyond placing pressure on the care system, an ageing population has implications for economic growth – and COVID-19 has complicated matters further.