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Saving & investing for children & grandchildren
Most long-term investment options for children and grandchildren, such as junior ISAs, personal pensions and accounts held in trust, are subject to specific access rules.Savings accounts may be more suitable, particularly if money is likely to be needed in the short...
How to avoid inheritance tax traps
Few taxes arouse as much concern – and misunderstanding – as inheritance tax (IHT). Whether you’re a saver, investor, farmer or business owner, the rules are complex, and upcoming reforms mean the landscape is shifting. From April 2026, some farmers and...
Protect your estate: strategies to reduce inheritance tax
You’ve worked hard for wealth, so why not protect it? Find out how you can protect your estate, lower your IHT liability and pass on more money to your loved ones. At a glance IHT is payable on the value of your estate on death (or second death in the case of...