Taboos around vulnerability hold half of us back from asking for support when we need it most

Taboos around vulnerability hold half of us back from asking for support when we need it most

More than one in two of us will face situations of increased financial vulnerability in our lives. Yet, according to Chapter 4 of SJP’s Real Life Advice Report, more than half of us shy away from asking our financial advisers for support when we’re struggling.1 As...
Can I gift assets to avoid paying care home fees?

Can I gift assets to avoid paying care home fees?

The cost of residential care has rocketed by 11% to just over £46,000 per year1 – and that’s without nursing costs. So what are your options, if you’ll be self-funding social care in later life? Arranging social care in later life can burn through money. The cost of...
State Pension and divorce: Are you missing out on unclaimed State Pension?

State Pension and divorce: Are you missing out on unclaimed State Pension?

More than 230,000 women are thought to have been missing out on their full UK State Pension after divorce – are you one of them?1 The State Pension is the foundation of many people’s retirement income. Many women will rely on the State Pension even more than men, if...
FAQs about finding & funding care

FAQs about finding & funding care

Millions of people look after ageing parents, but many don’t know what care is available for the elderly or how to pay for care. Families often focus on how their aged relative will meet care costs, but those looking after loved ones should have a financial plan of...