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A Christmas gift that keeps on giving
Gifting money or valuable assets at Christmas could make someone’s dreams come true in the New Year, and it’s tax efficient for both the giver and the receiver. Gifting reduces the size of your overall estate for inheritance tax purposes, so gifts made now will have a...
Pensions for children – what you need to know
If you set up a child pension while your children are young, you’re putting them on the path to future financial wellbeing. We explain why starting early means starting right. At a glance Opening a child’s pension is one of the most tax-efficient ways to save for your...
Your tax checklist for the year ahead
The economic outlook is brighter, but it’s still vital to ensure you’re using all the allowances and exemptions you’re entitled to. Recently announced changes to Inheritance Tax, Capital Gains Tax rates and National Insurance for employers may affect your tax...
Why it’s time to start talking long-term care with your family
Feeling financially and emotionally responsible for the welfare of both children and parents can feel like being caught between a rock and a hard place. Financial advice can be invaluable in finding the best, and most affordable solutions to long-term care for those...