![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_02_LibLogoWhite_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_01_Phone_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_02_Email_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_03_Search_Mint_0920.svg")
What is the seven year rule in Inheritance Tax?
If you want to gift your family more than £3,000, you will need to survive for seven years after making the gift, otherwise it could potentially be liable for inheritance tax (IHT). Structuring your gifting over the longer term and making full use of your annual...
Your family financial to-do list for 2025
Financial planning today frequently means thinking about more than one generation and more than one life stage. Having a clear to-do list of actions can help future proof and prioritise your family’s finances – and wellbeing. A financial adviser can help you start...
Will paying for long-term care affect my inheritance planning?
Many more of us people are living to 100, and we may need social care for years – making a big dent in our savings and the inheritance we may leave. With careful forward planning, you can mitigate the impact that care fees can have on your inheritance. Financial...
The rise of the multi-retiree family and what it means for your finances
By 2034, more than one million families will include at least two retired generations – an increase of nearly one third (32%) on today.1 Multi-retiree families will need their collective finances to stretch further than ever before, and for longer, impacting both...