Liberty advise on all aspects of investment and tax planning, looking towards succession to the next generation.

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The Liberty approach is about so much more than financial planning.

We work hard to provide expert and experienced advice for your whole family – after all, we are a family business. We’re based in Essex, but have clients from all over the country, a large number of whom have been with us for many years. This means we can really get to know them and build the trusting relationships that have become our hallmark. Like a family member, we’re always there when you need us, however your circumstances change. Investment planning is for the long-term and so is our relationship with you.

Background

Founded by Lee Devonald in 1994 Liberty is a wealth management company based in Essex. A family business with traditional family values.

Purpose

We get to know you and your family, we understand your life and financial goals, together we create a plan to help you achieve them.

The Liberty
approach

Liberty offer a bespoke financial service putting our clients at the centre of everything we do. 

Consultation

In this face-to-face – or virtual if preferred – no obligation meeting we get to know you, your circumstances, and your short, medium and longer-term objectives. We aim to answer any questions you may have to give you the peace of mind that you are dealing with an expert adviser, with transparency about our process and fee structure.

Analysis & research

If you decide you wish to continue with the advice process, we will conduct a comprehensive review of your existing arrangements in line with your stated objectives. This may mean contacting existing product providers to establish the exact type of plan you have, its benefits, costs and objectives.

Recommendation & implementation

After completing thorough research, we will meet again to discuss our recommendations to support your current and future objectives.

Ongoing review

Our ongoing relationship will involve regular face-to-face or telephone review meetings to discuss any changing personal circumstances. We also provide you with access to regular communications agreed with you at the outset, which can include 24-hour access to your Wealth Account on our website, annual and half yearly reports, a weekly Market Bulletin, tax year-end reminders of the available allowances and tax-saving opportunities, Budget reaction summaries, our regular Liberty Podcasts and Webinars, invitations to client events and briefings, and access to the E-briefing Service which provides topical financial news articles via email.

The St. James’s Place advice guarantee

St. James’s Place actively support Partners’ ongoing professional development to ensure Partners remain qualified to provide financial advice.

St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on St. James’s Place website.

Liberty &
St. James’s Place

Liberty are a Senior Partner Practice of St. James’s Place Wealth Management.

Liberty and St. James’s Place understand that no single investment house has a hold on investment expertise and knowledge, as such St. James’s Place carefully select external managers of proven ability to manage their funds.

The responsibility of selecting the range of funds and managers that are made available to you falls upon the St. James’s Place Investment Committee. This small group of executives and independent investment experts is advised by respected investment research consultancies.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Liberty Funds Under Management

£110m

Liberty Clients

866

Building & protecting your wealth

Putting you, your life, your plans and your understanding of the investment process at the centre of everything we do remains at the core of our company culture. Your relationship with us starts, rather than ends, at the point at which you decide to invest.

We recognise that investment success is critical to your future financial wellbeing, but that future performance is unpredictable. Therefore, to enable you to build and maintain a well-diversified investment portfolio, St. James’s Place do not employ in-house fund managers. Instead, they are free to choose any investment manager from any fund management firm anywhere in the world.

The St. James’s Place Investment Committee

The responsibility of selecting the range of funds and managers that are made available to you falls upon the Investment Committee. This small group of executives and independent investment experts is advised by respected investment research consultancies.

The Committee regularly meets to review performance and consider detailed reports from each investment manager and to assess the impact of their investment decision-making.

This approach provides the flexibility to respond to market conditions as they change and ensures that we offer you what we believe to be only the very best and most appropriate investment solutions available across the globe.

The Investment Committee continually monitors the managers, beginning with a detailed analysis of their investment style and approach, and supported by full ongoing analysis of each portfolio. If the Committee at any time loses confidence in a manager they will change them. This happens quickly and efficiently with no charge or tax implications to you.

The St. James’s Place awards

Investing with St. James’s Place

By working with St. James’s Place, our clients can access fund managers from around the world, some of whom work exclusively with St. James’s Place. This allows them to blend investment styles creating innovative portfolios using some of the best possible expertise.St. James’s Place gives us access to up-to-date analysis of the ever-changing financial world, providing us with access to a team of experts on everything from government policy and tax legislation to changes in global economies and investment markets. It also ensures we adhere to all the extensive regulations governing the financial services industry.As a result, they are happy to guarantee the suitability of the advice given by us when recommending any of the wealth management products and services available from companies in the group. There are more details at www.sjp.co.uk/products.This guarantee comes from an award winning FTSE100 Company and is a powerful endorsement of the confidence that St. James’s Place has in Liberty Wealth Management.The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

We'd love to talk to you about our services and how we might help.

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