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The capital gains tax surprises that catch people out
The run-up to a Budget often prompts people to think about tax and their finances. While future tax policy remains uncertain, understanding the rules that apply today can help avoid costly surprises. Capital gains tax (CGT) is one area where unexpected bills can...
Saving & investing for children & grandchildren
Most long-term investment options for children and grandchildren, such as junior ISAs, personal pensions and accounts held in trust, are subject to specific access rules.Savings accounts may be more suitable, particularly if money is likely to be needed in the short...
Five allowances to use before tax year end
Using your allowances has become more important than ever as the cost of living and inflation have increased. Tax wrappers such as ISAs and pensions offer significant long-term benefits. The right plan depends on your individual circumstances and may involve...
A Christmas gift that keeps on giving
Gifting money or valuable assets at Christmas could make someone’s dreams come true in the New Year, and it’s tax efficient for both the giver and the receiver. Gifting reduces the size of your overall estate for inheritance tax purposes, so gifts made now will have a...