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Five allowances to use before tax year end
Using your allowances has become more important than ever as the cost of living and inflation have increased. Tax wrappers such as ISAs and pensions offer significant long-term benefits. The right plan depends on your individual circumstances and may involve...
A Christmas gift that keeps on giving
Gifting money or valuable assets at Christmas could make someone’s dreams come true in the New Year, and it’s tax efficient for both the giver and the receiver. Gifting reduces the size of your overall estate for inheritance tax purposes, so gifts made now will have a...
Living to age 100: How to make your pension last longer
More of us are reaching our 100th birthdays than ever before. While a letter from the King may seem exciting, funding a long and comfortable retirement requires careful planning. We explore what you need to consider to ensure your pension savings can stretch across 35...