The missing years: caring, career pauses & long-term planning
Figures show women are substantially more likely than men to take a career break during their working life.1 Whether it’s maternity leave, caring for young children, or looking after elderly family members, the responsibilities that lead to time out of paid work are...
Financial bubbles – great stories but bad investments
Financial markets have a habit of repeating themselves. Every so often, investors become excited about a new technology or industry sector. In response, prices will often rise rapidly, drawing in more buyers and pushing asset prices higher. These price...
Business owners – from optimism to uncertainty in a volatile world
Early optimism has given way to fresh uncertainty following recent global events. Many business owners say it feels harder right now. However, UK SMEs have already navigated Brexit, Covid-19 and global instability, becoming leaner, more data-driven and more adaptable....
Preparing for the unexpected: protecting your income in illness
Income protection pays out a regular income following a valid claim, while critical illness cover pays out a one-off lump sum that can be used to clear debts, pay for treatment or make lifestyle changes. The cost of cover depends on your age, health, and occupation,...