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Living to age 100: How to make your pension last longer
More of us are reaching our 100th birthdays than ever before. While a letter from the King may seem exciting, funding a long and comfortable retirement requires careful planning. We explore what you need to consider to ensure your pension savings can stretch across 35...
Budget 2025: Beware of the rumours
As Chancellor Rachel Reeves prepares to unveil her second Budget next month, there’s plenty of speculation about what could be announced. Yet experience shows us that making decisions based on unfounded rumours can often lead to unintended consequences. In light of...
Are we living in a bubble?
Financial bubbles form when asset prices disconnect from fundamentals and jump to unsustainable levels. They have been part of the investment landscape since financial markets were first regulated. Some high-profile voices (Bank of England, IMF) are urging caution at...
Bonds made simple – a beginner’s guide to the world’s largest asset class
Bonds have long been seen as the backbone of a balanced investment portfolio – and traditionally the quiet partner to more volatile equities. Yet Liz Truss’s 2022 ‘mini-budget’ and the September 2025 spike in long-term bond yields to near thirty-year highs became...