![](https://www.libertywm.co.uk/wp-content/uploads/2025/12/LibertyWM_ID_Logo_0502_0720.svg"){kind=logo}
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_01_Phone_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_02_Email_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_03_Search_Mint_0920.svg")
Preparing for the unexpected: protecting your income in illness
Income protection pays out a regular income following a valid claim, while critical illness cover pays out a one-off lump sum that can be used to clear debts, pay for treatment or make lifestyle changes. The cost of cover depends on your age, health, and occupation,...
Buy-to-let – are the tax benefits still worth it?
Rental yields differ by region with location being key to the success of a B2L portfolio. The regulatory and tax landscape has become increasingly complex The tax treatment of B2L property varies according to whether properties are held personally or through a...
How to avoid inheritance tax traps
Few taxes arouse as much concern – and misunderstanding – as inheritance tax (IHT). Whether you’re a saver, investor, farmer or business owner, the rules are complex, and upcoming reforms mean the landscape is shifting. From April 2026, some farmers and...
Making your pension & ISA allowances work for you
In the Autumn Budget 2025, the Chancellor announced changes to the cash ISA allowance from April 2027 and salary sacrifice pension contributions from April 2029.However, ISAs and pensions remain some of the most tax efficient ways to save in both the long and short...