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Are we living in a bubble?
Financial bubbles form when asset prices disconnect from fundamentals and jump to unsustainable levels. They have been part of the investment landscape since financial markets were first regulated. Some high-profile voices (Bank of England, IMF) are urging caution at...
Navigating the impact of the changes to tax reliefs for farmer owners
Understanding, addressing and planning for potential inheritance tax liabilities is now especially important for farm owners looking to leave their business as a legacy. More than 6,000 agricultural, forestry and fishing businesses have closed in the past 12 months...
Essential guide to annuities: what you need to know for retirement planning
In an uncertain world, we like certainty. And an annuity can offer just that – a guaranteed regular income for as long as you live, or as long as you need. Having a regular annuity coming in each month can bring the same sense of reassurance and security that your...
When do I need to start saving for retirement?
By age 30, you should have the equivalent of a year’s salary in the bank or in your pension.By 50, you should have six times your salary in your retirement savings.A financial adviser can give you retirement savings advice, support and strategy that will put you on...