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Navigating the impact of the changes to tax reliefs for farmer owners
Understanding, addressing and planning for potential inheritance tax liabilities is now especially important for farm owners looking to leave their business as a legacy. More than 6,000 agricultural, forestry and fishing businesses have closed in the past 12 months...
Essential guide to annuities: what you need to know for retirement planning
In an uncertain world, we like certainty. And an annuity can offer just that – a guaranteed regular income for as long as you live, or as long as you need. Having a regular annuity coming in each month can bring the same sense of reassurance and security that your...
When do I need to start saving for retirement?
By age 30, you should have the equivalent of a year’s salary in the bank or in your pension.By 50, you should have six times your salary in your retirement savings.A financial adviser can give you retirement savings advice, support and strategy that will put you on...
Retirement planning: how to maintain your living standards
People are generally living longer, which makes it even more important to plan carefully towards your retirement – particularly if you want to maintain a high standard of living.The sooner you can save for your retirement, the better. A financial expert can help you...