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Preparing for the unexpected: protecting your income in illness
Income protection pays out a regular income following a valid claim, while critical illness cover pays out a one-off lump sum that can be used to clear debts, pay for treatment or make lifestyle changes. The cost of cover depends on your age, health, and occupation,...
Buy-to-let – are the tax benefits still worth it?
Rental yields differ by region with location being key to the success of a B2L portfolio. The regulatory and tax landscape has become increasingly complex The tax treatment of B2L property varies according to whether properties are held personally or through a...
The tax benefits of owning a home
First time buyers are eligible for one of the biggest tax breaks for homebuyers – zero stamp duty land tax on the first £300,000 of their property value. Homeowners who take a lodger can earn up to £7,500 additional income tax free annually, through the...
How to avoid inheritance tax traps
Few taxes arouse as much concern – and misunderstanding – as inheritance tax (IHT). Whether you’re a saver, investor, farmer or business owner, the rules are complex, and upcoming reforms mean the landscape is shifting. From April 2026, some farmers and...