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The power of having a tax plan in place

The power of having a tax plan in place

by Stuart Rothwell | Dec 5, 2025 | Assets, Budget, Economy, Estate Planning, Featured Liberty news, Income, Outlook, Planning, St. James’s Place News, Tax

A tax plan has the power to reduce your tax bill, allowing you to keep more of your hard-earned money. It can provide clarity and certainty, giving you peace of mind and freeing up energy for you to focus on other things.The UK tax system is complex, and prone to...
Autumn Budget: walking a tightrope

Autumn Budget: walking a tightrope

by Stuart Rothwell | Nov 27, 2025 | Budget, Business, DWP, Economy, Growing, Income, Investments, Planning, St. James’s Place News

Raising £26 billion over the next five years through measures such as frozen personal tax thresholds, introducing national insurance on salary sacrifice contributions, as well as increased taxes on dividends, property and savings income, Chancellor Rachel Reeves has...
The Budget lowdown – the topline announcements

The Budget lowdown – the topline announcements

by Stuart Rothwell | Nov 27, 2025 | Budget, Business, DWP, Economy, Featured Liberty news, Growing, Income, Investments, Planning, St. James’s Place News

After months of waiting and a seemingly constant stream of speculation and leaks – including the calamitous publication of the OBR forecast 30 minutes before the Chancellor stood up – the Autumn Budget has finally taken place. At a glance £26 billion of tax rises over...
Autumn Budget: What small business owners need to know

Autumn Budget: What small business owners need to know

by Stuart Rothwell | Nov 27, 2025 | Budget, Business, DWP, Economy, Growing, Income, Investments, Planning, St. James’s Place News

There are long-term cost pressures for SMEs including higher minimum wage, and a cap on NI-free pension salary sacrifice contributions. Investment and growth levers exist, but details are thin: EMI, VCT, and listing reliefs are referenced to aid scaling, but no new...
Living to age 100: How to make your pension last longer

Living to age 100: How to make your pension last longer

by Stuart Rothwell | Oct 28, 2025 | Assets, Estate Planning, Gifting, Growing, National Insurance, Pensions, Planning, Retirement, St. James’s Place News

More of us are reaching our 100th birthdays than ever before. While a letter from the King may seem exciting, funding a long and comfortable retirement requires careful planning. We explore what you need to consider to ensure your pension savings can stretch across 35...
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The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Liberty Wealth Management Ltd, Registered in England, Company Number: 3783537, Registered Office: 47b High Street, Ongar, Essex CM5 9DT.

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Integrity. Excellence. Trust.

The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Liberty Wealth Management Ltd, Registered in England, Company Number: 3783537, Registered Office: 47b High Street, Ongar, Essex CM5 9DT.

SJP approved as at 12/1/26

© Liberty Wealth Management Ltd

Legal Privacy policy FAQs Site map

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