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How to avoid inheritance tax traps

How to avoid inheritance tax traps

by Stuart Rothwell | Jan 22, 2026 | Assets, Estate Planning, Featured Liberty news, IHT, Inheritance, Next generation, Philanthropy, Planning, Protection, St. James’s Place News, Tax

Few taxes arouse as much concern – and misunderstanding – as inheritance tax (IHT). Whether you’re a saver, investor, farmer or business owner, the rules are complex, and upcoming reforms mean the landscape is shifting. From April 2026, some farmers and...
Making your pension & ISA allowances work for you

Making your pension & ISA allowances work for you

by Stuart Rothwell | Dec 16, 2025 | Assets, Budget, DWP, Economy, Estate Planning, Featured Liberty news, Income, ISA, Pensions, Planning, St. James’s Place News, Tax

In the Autumn Budget 2025, the Chancellor announced changes to the cash ISA allowance from April 2027 and salary sacrifice pension contributions from April 2029.However, ISAs and pensions remain some of the most tax efficient ways to save in both the long and short...
2026 Market outlook – themes, opportunities, concerns

2026 Market outlook – themes, opportunities, concerns

by Stuart Rothwell | Dec 16, 2025 | Assets, Budget, Economy, Estate Planning, Featured Liberty news, Growing, Investments, Outlook, Planning, St. James’s Place News

It’s been a classic roller coaster year for investors.Returns are being supported by AI and the prospect of lower interest rates.Key concerns are the concentrated returns profile and demanding valuations. 2025 has been a classic rollercoaster year across markets....
The Chinese market: an undervalued giant?

The Chinese market: an undervalued giant?

by Stuart Rothwell | Dec 12, 2025 | Assets, Budget, Economy, Estate Planning, Featured Liberty news, Income, Outlook, Planning, St. James’s Place News, Tax

Chinese equities have underperformed Western peers since Covid.Despite recovering in 2025, does the Chinese market remain relatively undervalued?With its own strengths and weaknesses, the Chinese market could act as a diversifier to Western equities. With US mega caps...
A Christmas gift that keeps on giving

A Christmas gift that keeps on giving

by Stuart Rothwell | Dec 9, 2025 | Assets, Budget, Estate Planning, Family, Featured Liberty news, Gifting, Planning, St. James’s Place News

Gifting money or valuable assets at Christmas could make someone’s dreams come true in the New Year, and it’s tax efficient for both the giver and the receiver. Gifting reduces the size of your overall estate for inheritance tax purposes, so gifts made now will have a...
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The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Liberty Wealth Management Ltd, Registered in England, Company Number: 3783537, Registered Office: 47b High Street, Ongar, Essex CM5 9DT.

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Integrity. Excellence. Trust.

The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Liberty Wealth Management Ltd, Registered in England, Company Number: 3783537, Registered Office: 47b High Street, Ongar, Essex CM5 9DT.

SJP approved as at 12/1/26

© Liberty Wealth Management Ltd

Legal Privacy policy FAQs Site map

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