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Liberty news
Pensions & IHT: the ‘double tax’ trap
For years, pensions have offered a valuable tax advantage alongside retirement income, enabling people to pass on wealth to the next generation. But from April 2027, changes to inheritance tax (IHT) rules could mean some families face a significantly larger tax bill than they expected. In some cases, beneficiaries may face both IHT and income tax on inherited pensions – this is known as the ‘double tax trap.’
The missing years: caring, career pauses & long-term planning
Figures show women are substantially more likely than men to take a career break during their working life. Whether it’s maternity leave, caring for young children, or looking after elderly family members, the responsibilities that lead to time out of paid work are more likely to impact women.
Latest news
Non-dom tax changes – why planning is vital
The non-dom tax regime has seen a monumental overhaul in the past year. New regulations, introduced in April 2025, radically changed how foreign income and gains are taxed for individuals living in the UK who had previous non-dom status. There are also big implications for inheritance tax.
Iran conflict: what rising oil prices mean for UK households
The conflict in Iran continues to drive political and economic uncertainty across the world. Less than a month in, UK consumers are already experiencing higher product costs across certain markets. How will your finances fare in the next year amid the heightened volatility?
Owners urged to review holiday lets as tax changes bite
The special tax treatment of eligible furnished holiday lets (FHLs) was abolished in April 2025. It means all income and gains from FHLs are now taxed in the same way as other rental properties. FHL owners must plan for higher income tax on property income and potentially filing tax records with HMRC every quarter.
Business owners – from optimism to uncertainty in a volatile world
The special tax treatment of eligible furnished holiday lets (FHLs) was abolished in April 2025. It means all income and gains from FHLs are now taxed in the same way as other rental properties. FHL owners must plan for higher income tax on property income and potentially filing tax records with HMRC every quarter.
Emerging markets – the next generation…
2025 was a standout year for emerging market equities. 2026 has started in a similar vein. What is driving this reversal in fortunes? China, South Korea and Taiwan are the three largest economies in the MSCI Emerging Markets index.
Five allowances to use before tax year end
With the rise in inflation and the freeze on income tax thresholds until at least 2031, the tax burden has increased considerably for many of us. This is why it is more important than ever to make the most of all your allowances.
Preparing for the unexpected: protecting your income in illness
If you are unable to work due to a serious illness or injury it can be extremely stressful. A protection insurance policy offers peace of mind that you and your family would have financial support during a difficult time.
Buy-to-let – are the tax benefits still worth it?
For years, owning a portfolio of buy-to-let properties was seen as a reliable way to earn steady income and build long-term wealth. But the landscape has shifted. Tax changes and rising costs have made it more difficult for landlords to turn higher rents into greater profits.
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