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Liberty news
New tax year: maximising opportunities at every life stage
Household finances continue to be squeezed in 2026. With income tax thresholds frozen until at least 2031, more taxpayers are being pulled into higher tax bands. Plus, years of high inflation have compounded the problem as rising prices mean less disposable income.
The busiest shipping lanes in the world
The conflict in Iran has brought shipping traffic to a halt in the Strait of Hormuz, a key corridor for global trade. This disruption has highlighted the world’s reliance on this strategic sea route and the vulnerabilities it creates for the global economy. Here we explore some of the busiest and most important shipping lanes in the world.
Latest news
Preparing for the unexpected: protecting your income in illness
If you are unable to work due to a serious illness or injury it can be extremely stressful. A protection insurance policy offers peace of mind that you and your family would have financial support during a difficult time.
Buy-to-let – are the tax benefits still worth it?
For years, owning a portfolio of buy-to-let properties was seen as a reliable way to earn steady income and build long-term wealth. But the landscape has shifted. Tax changes and rising costs have made it more difficult for landlords to turn higher rents into greater profits.
The tax benefits of owning a home
Owning a home is a key milestone for many people. One that requires financial planning and preparation. However, ownership comes with additional responsibilities and costs – some of which can be avoided under certain circumstances.
How to avoid inheritance tax traps
Few taxes arouse as much concern - and misunderstanding - as inheritance tax (IHT). Whether you’re a saver, investor, farmer or business owner, the rules are complex, and upcoming reforms mean the landscape is shifting.
Making your pension & ISA allowances work for you
Thanks to a combination of frozen tax thresholds, above average inflation and higher interest rates and changes announced in the recent Budget, many people may face higher tax bills this year. Here, we look at how you can use your pension and ISA allowances to make a big difference at tax year end.
2026 Market outlook – themes, opportunities, concerns
2025 has been a classic rollercoaster year across markets. Shares have risen strongly, supported by AI-related optimism and prospects of further interest rate cuts. Yet we have also seen spikes in volatility, increased geopolitical tensions and lingering anxiety about inflationary pressures.
The Chinese market: an undervalued giant?
With US mega caps hogging headlines, are investors ignoring the potential in the East? Who do you think the global leaders in robotics are? A quick look online might bring up familiar US brands. Potentially Tesla robotaxis. Or Amazon, with its warehouse robots.
A Christmas gift that keeps on giving
At last, a Christmas gift that makes last minute, late night panic buys a thing of Christmas past. Gifting cash or valuable assets, especially those you were planning to pass on anyway, is practical, thoughtful, and pleasingly easy to wrap.
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