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Liberty news
Christmas gifting – your tax tips
Gifting cash, or gifting assets is a present that keeps on giving. It’s practical, thoughtful – and it can make so many things possible. A cash gift could pay for a family holiday, cover extra days at nursery for a new grandchild, or it could start a savings pot that will make a dream come true.
Planning your retirement is the single biggest reason for seeking advice
Retirement planning is the nation’s single biggest reason for seeking financial advice. One in three over-44s will actively seek advice on planning retirement in the next six months.
Latest news
Don’t leave your family an avoidable IHT bill
Families paid £4.6 billion in Inheritance Tax (IHT) through the first seven months of the 2023/24 financial year (April to October) – up 12% on the first seven months of 2022. Reducing the value of your estate during your lifetime will mean that your family will owe less IHT in the future.
Five pension considerations for directors & executives
The more you earn, the more you stand to gain by taking full advantage of the tax reliefs and allowances available to you. Seeking expert financial advice can help you make sure your money is working as hard for you as possible.
How can I invest for my family’s future?
With the general costs a child brings, as well as the increased cost of living, many parents feel squeezed to make ends meet, let alone think about funding future costs like a car, or a house deposit.
But building a nest egg for your kids doesn’t need to break the piggy bank and it could make a huge difference to their future.
What’s changing and what’s not – your new tax year checklist
In a welcome move in his Spring budget, Chancellor Jeremy Hunt cut employee National Insurance Contributions for the second time this year. But with tax thresholds frozen, many people find themselves slipping into a higher tax band – and paying more tax.
Financial own goals: five mistakes elite sports stars typically make
Elite sports stars often earn huge sums that can set them up for life. However, it’s important to make good decisions early on. It’s not uncommon for successful athletes to make mistakes with their money that lead to financial ruin after their playing days are over.
Optimise your finances before tax year end
As we approach the end of the tax year, we wanted to remind you of the importance of making the most of all your allowances, tax reliefs and exemptions.
Navigating the Spring Budget: opportunities for tax efficiency and financial planning
The latest Budget announcements carry significant implications and remind us of the continuing relevance of some unchanged provisions. For individuals and businesses alike, understanding the intricacies of the Budget and leveraging the changes for tax-efficient financial planning is crucial.
Understanding your emotions can make you a better investor
In this article, we look at the four most common emotional responses triggered by money – and how you can manage them. Everyone is prone to letting their heart rule their head on occasion. But if you want to be a better investor, leave your emotions at the door.
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