![](https://www.libertywm.co.uk/wp-content/uploads/2025/12/LibertyWM_ID_Logo_0502_0720.svg"){kind=logo}
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_01_Phone_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_02_Email_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_03_Search_Mint_0920.svg")
Liberty news
How to avoid inheritance tax traps
Few taxes arouse as much concern - and misunderstanding - as inheritance tax (IHT). Whether you’re a saver, investor, farmer or business owner, the rules are complex, and upcoming reforms mean the landscape is shifting.
Making your pension & ISA allowances work for you
Thanks to a combination of frozen tax thresholds, above average inflation and higher interest rates and changes announced in the recent Budget, many people may face higher tax bills this year. Here, we look at how you can use your pension and ISA allowances to make a big difference at tax year end.
Latest news
What is the seven year rule in Inheritance Tax?
Not all inheritances happen once you’ve died. Gifting larger sums of money to loved ones while you’re still alive is both a practical and tax-smart way to get money flowing between generations. Some people call this a ‘living inheritance,’ since they’re passing on money that would have been inherited – just sooner, rather than later.
Overcoming market access and competition challenges to grow your business
Several key factors can affect or restrict the ability of a small or medium-sized enterprise (SME) to grow, including internal capabilities along with external factors.
Can government bonds come out on top in a tariff war?
Political tensions between the US and China have caused significant volatility in the US bond market. Any move by China to reduce its US bond holdings could worsen global economic instability.
When do I need to start saving for retirement?
A financial adviser can give you retirement savings advice, support and strategy that will put you on course towards a great retirement.
Retirement planning: how to maintain your living standards
People are generally living longer, which makes it even more important to plan carefully towards your retirement – particularly if you want to maintain a high standard of living.
How to expand your business despite economic headwinds
An understanding of navigating rising operational costs, regulatory changes, and low economic confidence when considering expansion is critical to making informed decisions.
A financial plan is the secret to a great retirement
Some of us want to travel. Others want to escape to the country. Most of us want to make sure we leave something to our loved ones.
Your tax checklist for the year ahead
The economic outlook is brighter, but it’s still vital to ensure you’re using all the allowances and exemptions you’re entitled to.
Book a meeting
Ask an adviser
Refer a friend