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Liberty news
Christmas gifting – your tax tips
Gifting cash, or gifting assets is a present that keeps on giving. It’s practical, thoughtful – and it can make so many things possible. A cash gift could pay for a family holiday, cover extra days at nursery for a new grandchild, or it could start a savings pot that will make a dream come true.
Planning your retirement is the single biggest reason for seeking advice
Retirement planning is the nation’s single biggest reason for seeking financial advice. One in three over-44s will actively seek advice on planning retirement in the next six months.
Latest news
Lisa-Jane Lambird and her friends raised £2,200 for Cancer Research UK while participating in Pretty Muddy 5k
Lisa joined a group of friends and fellow fundraisers for a Race For Life event on Saturday 15th June at Gloucester Park in Basildon, Essex. This was the Pretty Muddy 5k.
How to stay on top of your financial planning with a demanding career
As professionals in accountancy or law, you might already be confident in your understanding of financial affairs and feel that spending time and money working with an adviser isn’t necessary. However, there are still great benefits to this, particularly for a high-earning professional.
The rise of the multi-retiree family and what it means for your finances
By 2034, more than one million families will include at least two retired generations – an increase of nearly one third (32%) on today. Financial advice can help the whole family look forward to a retirement on their terms, and financial security that protects the welfare and wellbeing of each generation.
Should I pay to top up my State Pension?
You’ll be eligible for a full State Pension if you’ve made National Insurance contributions for 35 years. If you’ve paid in for between 10 and 35 qualifying years, you could make additional contributions to top up your pot.
Uncovering value in the UK stock market
Value investing involves finding companies selling for less than they're really worth. The UK market is currently cheap compared to the US, which may offer long-term value opportunities.
How much does private education cost?
Independent school fees are still soaring with the average cost per child at a private boarding school now £37,032. Private education can be affordable, providing you plan properly and give yourself as much time as possible to save.
Reduce your Capital Gains Tax bill by splitting assets with your other half
Thinking of selling your second property? Cashing in a share portfolio? When you sell an asset that’s gone up in value since you bought it, you may have to pay Capital Gains Tax (CGT) on your profits.
Why income protection is more than just a safety net
Income protection offers the peace of mind that your home, family and lifestyle aren’t affected if you’re unable to work because of illness or injury. Loss of earnings due to illness isn’t uncommon.
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