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Liberty news
Silver linings in the Spring Statement?
UK economic growth prospects may look anaemic but there were glimmers of positivity in the government’s Spring Statement.
Your family financial to-do list for 2025
More and more of us want to use our money to create family wealth, not just personal wealth. According to recent SJP research, almost 70% of us expect to support our families financially, both before and after we die.
Latest news
Your tax year-end jargon buster
Getting your head around all the jargon used in financial services can get in the way of feeling confident about your money. Understanding the various tax terms and acronyms, such as IHT, CGT and the different pension allowances increases your financial wellbeing – and it could save you some tax, too.
Improve your financial wellbeing – five top New Year’s resolutions
New Year is the perfect time to put healthy money habits in place and start the whole family off on the right foot. Whether it’s downsizing your debts, making the most of your tax allowances, or writing a Will1, there are lots of ways you can improve your financial wellbeing.
Dealing with the financial ‘downs’ of daily life
From redundancy to unexpected tax bills, a sudden change in your financial situation can cause stress and sleepless nights. If things take a turn for the worse, you may be tempted to take drastic action such as raiding your pension pot or pausing savings contributions.
Make the most of your tax allowances – and pay less tax
There are significant changes to tax allowances ahead, affecting Capital Gains Tax and Dividend Tax. It’s even more important to make the most of your pensions and ISAs, as well as gifting allowances ahead of tax year-end.
Building good money habits in 2024
Getting into good money habits gives you greater confidence, control and financial wellbeing. Start by making sure you’re not missing out on important tax breaks – before tax year-end.
Gifting can help your family beat the cost-of-living crisis
If you want to offer financial support to your family, annual gift allowances mean you can pass on money amongst your family members, free from Inheritance Tax. Making the most of gift allowances can allow you to help your family now and reduce the overall value of your estate for Inheritance Tax purposes.
Why it’s so important to arrange a power of attorney
If you become unable to make decisions about managing your money, property or your medical care, you can appoint someone you trust to look after your affairs with a power of attorney. A power of attorney means loved ones can make decisions on your behalf – without one you may have serious delays in arranging proper healthcare or accessing your money.
What does the Autumn Statement mean for your financial plan?
Ahead of 2023's Autumn Statement, there was much media speculation about the tax cuts that the Chancellor may or may not be able to make while responsibly supporting economic growth. The announced backdrop to the changes was reducing (though still high) debt, controlled borrowing, increasing (albeit slightly) growth, and reducing inflation.
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