Liberty news

Making your pension & ISA allowances work for you

16/12/2025 / St. James's Place News

Thanks to a combination of frozen tax thresholds, above average inflation and higher interest rates and changes announced in the recent Budget, many people may face higher tax bills this year. Here, we look at how you can use your pension and ISA allowances to make a big difference at tax year end.

2026 Market outlook – themes, opportunities, concerns

16/12/2025 / St. James's Place News

2025 has been a classic rollercoaster year across markets. Shares have risen strongly, supported by AI-related optimism and prospects of further interest rate cuts. Yet we have also seen spikes in volatility, increased geopolitical tensions and lingering anxiety about inflationary pressures.

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Making your pension & ISA allowances work for you

Thanks to a combination of frozen tax thresholds, above average inflation and higher interest rates and changes announced in the recent Budget, many people may face higher tax bills this year. Here, we look at how you can use your pension and ISA allowances to make a big difference at tax year end.

2026 Market outlook – themes, opportunities, concerns

2025 has been a classic rollercoaster year across markets. Shares have risen strongly, supported by AI-related optimism and prospects of further interest rate cuts. Yet we have also seen spikes in volatility, increased geopolitical tensions and lingering anxiety about inflationary pressures.

The Chinese market: an undervalued giant?

With US mega caps hogging headlines, are investors ignoring the potential in the East? Who do you think the global leaders in robotics are? A quick look online might bring up familiar US brands. Potentially Tesla robotaxis. Or Amazon, with its warehouse robots.

A Christmas gift that keeps on giving

At last, a Christmas gift that makes last minute, late night panic buys a thing of Christmas past. Gifting cash or valuable assets, especially those you were planning to pass on anyway, is practical, thoughtful, and pleasingly easy to wrap.

Autumn Budget: walking a tightrope

Raising £26 billion over the next five years through measures such as frozen personal tax thresholds, introducing national insurance on salary sacrifice contributions, as well as increased taxes on dividends, property and savings income, Chancellor Rachel Reeves has closed the 'black hole' in the UK finances.

The Budget lowdown – the topline announcements

This Budget arrived under unusual circumstances. Outside Westminster, around 10,000 farmers were protesting, highlighting deeper economic discontent across multiple sectors. Against this backdrop, the government leaned heavily on the language of growth, promising support for scale-ups, startups, and innovative businesses entering new markets.

Autumn Budget: What small business owners need to know

This Budget arrived under unusual circumstances. Outside Westminster, around 10,000 farmers were protesting, highlighting deeper economic discontent across multiple sectors. Against this backdrop, the government leaned heavily on the language of growth, promising support for scale-ups, startups, and innovative businesses entering new markets.

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