![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_02_LibLogoWhite_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_01_Phone_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_02_Email_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_03_Search_Mint_0920.svg")
Liberty news
Christmas gifting – your tax tips
Gifting cash, or gifting assets is a present that keeps on giving. It’s practical, thoughtful – and it can make so many things possible. A cash gift could pay for a family holiday, cover extra days at nursery for a new grandchild, or it could start a savings pot that will make a dream come true.
Planning your retirement is the single biggest reason for seeking advice
Retirement planning is the nation’s single biggest reason for seeking financial advice. One in three over-44s will actively seek advice on planning retirement in the next six months.
Latest news
How important is saving for retirement?
For Pension Awareness Week we share the importance of planning for your retirement to help provide the financial security you need.
Should I save or invest? How to choose wisely, and well
Savings and investments are different but complementary ways of funding your future. Creating the right balance between saving and investing is the heart of a well-balanced financial plan.
Essential financial habits for business owners
Securing customers and growing revenue is not enough to build your start-up – good financial management involves positive cash flow. Forecasting is important to make sure you have enough cash to pay your bills and operate the business.
Planning for the unexpected: why a career-ending injury doesn’t have to derail your finances
For elite sports stars, a serious injury or illness can throw your career – and your finances – into uncertainty. By taking the right steps today, you can make sure your plans withstand an unexpected setback.
What’s the cost of a comfortable retirement?
We now have more choices, more information and more personal accountability for our retirement income. But will the future we look forward to be one we can afford?
Will paying for long-term care affect my inheritance planning?
Many of us find it hard to think about ourselves or our parents needing help as we get older, and when we do start to think about it - perhaps in our 50s or 60s, the cost implications can make us wince.
What are executive pensions and should business owners offer them to directors?
Directors of expanding companies often need more flexibility than their usual corporate pension scheme offers. All companies need to auto-enrol employees into a pension. However, standard auto-enrolment schemes tend to put members into a default fund and have restrictive rules.
Investment impact of Labour’s win
Labour’s expected electoral victory could lead to a short-term uplift for UK shares. The election outcome is unlikely to influence the short-term trajectory of interest rates or inflation.
Book a meeting
Ask an adviser
Refer a friend