![](https://www.libertywm.co.uk/wp-content/uploads/2025/12/LibertyWM_ID_Logo_0502_0720.svg"){kind=logo}
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_01_Phone_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_02_Email_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_03_Search_Mint_0920.svg")
Five allowances to use before tax year end
Using your allowances has become more important than ever as the cost of living and inflation have increased. Tax wrappers such as ISAs and pensions offer significant long-term benefits. The right plan depends on your individual circumstances and may involve...
Preparing for the unexpected: protecting your income in illness
Income protection pays out a regular income following a valid claim, while critical illness cover pays out a one-off lump sum that can be used to clear debts, pay for treatment or make lifestyle changes. The cost of cover depends on your age, health, and occupation,...
Buy-to-let – are the tax benefits still worth it?
Rental yields differ by region with location being key to the success of a B2L portfolio. The regulatory and tax landscape has become increasingly complex The tax treatment of B2L property varies according to whether properties are held personally or through a...