![](https://www.libertywm.co.uk/wp-content/uploads/2025/12/LibertyWM_ID_Logo_0502_0720.svg"){kind=logo}
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_01_Phone_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_02_Email_Mint_0920.svg")
![](https://www.libertywm.co.uk/wp-content/uploads/2020/11/LibertyWM_Website_0603_UIIcons_03_Search_Mint_0920.svg")
How to avoid inheritance tax traps
Few taxes arouse as much concern – and misunderstanding – as inheritance tax (IHT). Whether you’re a saver, investor, farmer or business owner, the rules are complex, and upcoming reforms mean the landscape is shifting. From April 2026, some farmers and...
Making your pension & ISA allowances work for you
In the Autumn Budget 2025, the Chancellor announced changes to the cash ISA allowance from April 2027 and salary sacrifice pension contributions from April 2029.However, ISAs and pensions remain some of the most tax efficient ways to save in both the long and short...
2026 Market outlook – themes, opportunities, concerns
It’s been a classic roller coaster year for investors.Returns are being supported by AI and the prospect of lower interest rates.Key concerns are the concentrated returns profile and demanding valuations. 2025 has been a classic rollercoaster year across markets....