Other services

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We either have the expertise or access to specialists who can advise you on a wide range of other wealth management services, ranging from writing wills and tax advice and legal services to advice on portfolio management services, specialist insurance and corporate lending.
Products and services from other providers have been carefully selected by St. James’s Place to complement and enhance the range of products they offer. Some of the services we have available to us are separate and distinct to those offered by St. James’s Place.

Consultation

We help our clients through the process using a series of family workshops and consultations. By including your children in the process they become aware how wealth can be distributed and retained down the generations.

Analysis & research

If you decide you wish to continue with the advice process, we will conduct a comprehensive review of your existing arrangements in line with your stated objectives. This may mean contacting existing product providers to establish the exact type of plan you have, its benefits, costs and objectives.

Recommendation & implementation

After completing thorough research, we will meet again to discuss our recommendations to support your current and future objectives.

Other services

Will writing

Drawing up your Will is one of the most important aspects of a complete financial life plan.

A carefully drafted Will enables you to make the most of all the available tax reliefs, maximises the amount that you can pass on, and ensures your loved ones are not faced with stressful decisions at a difficult time.

If you don’t make one, your assets will be divided according to intestacy rules and next of kin, which may not mirror who you want to benefit from your estate. It is also very important to make sure that your Will is kept up to date – marriage and divorce require new Wills, as do changes in tax laws.

Our carefully-chosen legal service providers can arrange Wills in line with our financial planning, ensuring your estate and your loved ones are comprehensively protected.

The writing of a Will involves the referral to a service that is separate and distinct to those offered by St. James’s Place. Wills are not regulated by the Financial Conduct Authority.

Lasting Power of Attorney

None of us likes to consider a time when we are not physically or mentally capable of making decisions for ourselves. But should it happen, a Lasting Power of Attorney is essential to ensure your wishes and affairs are promptly and efficiently carried out.

It’s important to plan this document well in advance. You will need to think carefully who you trust to manage your affairs, and the sorts of decisions you would like made, both about your wellbeing and your money.

We can refer you to specially chosen legal service providers who will sensitively take you through the process, ensuring that the finished document fits in with your Liberty financial plan.

Powers of Attorney are not regulated by the Financial Conduct Authority.

Philanthropy & charitable giving

Whether you are considering establishing a charitable trust during your lifetime, or making provisions for a legacy after your death, our philanthropy service can help ensure your charitable giving is both effective and rewarding. We can also provide investment planning for charitable organisations and social enterprises.

Giving a gift of money to someone either during your life time or after, gives away all control over how it’s spent.

A Trust enables you to attach certain conditions to the gift, and ensures the appointed Trustees are tasked with adhering to those conditions.
Trusts are nothing new – they have centuries of basis in law, and have been used as a way of preserving wealth for the benefit of generations to come, as well as undertaking charitable giving.

Our experts have extensive experience in the complex law around setting up well-functioning Trusts. If your Liberty financial plan suggests a Trust may be the way to go in giving away your estate with certain conditions, they will help you through the process in a clear and strategic way.

Trusts are not regulated by the Financial Conduct Authority.

John Flack
“We have entrusted Liberty with our finances for over a decade, during which time we have been delighted with the personal and professional service we have received. We have no hesitation in recommending them to friends and family.”

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Preserving wealth

Every client’s situation will be unique, however, there are a number of areas we will need to look at to protect your hard earned assets such as a well written Will, understanding any Tax liabilities such as Inheritance Tax.

Will writing involves the referral to a service that is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority.

Growing wealth

Investing your hard-earned wealth involves an important discussion and consultation process with one of our qualified advisers. We will assess your finances, agree your short, medium and long term goals and then invest accordingly.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Family succession services

Our experience has shown that transferring wealth from one generation to the next can be a rewarding undertaking if it is well thought through and strategically undertaken. Liberty Next is well versed in the challenges that go hand-in-hand with wealth succession.

Transferring wealth

Depending on your financial situation it maybe that you want to pass money over to your Children or grandchildren in your lifetime to help with School fees, getting them onto the property ladder or just helping with a significant purchase such as a car or family holiday.

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