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St. James’s Place news
Five things to consider amid market uncertainty
The uncertainty surrounding the situation in the Middle East is breeding a sense of unease in the markets and investors. In recent days, we have seen the price of oil fluctuate considerably. However, the broader market reaction has been relatively contained so far.
Can government bonds come out on top in a tariff war?
Political tensions between the US and China have caused significant volatility in the US bond market. Any move by China to reduce its US bond holdings could worsen global economic instability.
Latest
news
Seven pension myths busted: What savers often overlook about their retirement pot
Pension myths can catch out even the most experienced savers. As part of Pension Awareness Week, we break down seven of the most common misconceptions holding people back from maximising their retirement savings.
Can I pass on my pension when I die?
You can’t take it with you… and soon you will no longer be able to pass it on tax-free. Changes announced in Labour's first 2024 Autumn Budget mean that from April 2027, any inherited pension funds may be liable for inheritance tax.
Everything you need to know about tax in retirement
Do you, or don’t you, have to pay tax in retirement? Some of your income may be taxable, and some may be tax-free. These are the key tax traps you should know about to stay on top of your taxes.
Essential guide for business owners: Start with the end in mind – put a shareholder agreement in place today
When you are starting out in business there are many responsibilities that demand your attention. One that may not seem important in the early days, especially if you get along well with your business partner, is a shareholder agreement. But that’s the ideal time to put one in place.
In an age of US and tech dominance does diversification still matter?
In an uncertain world, investors should consider the possibility of a less attractive market outlook. Furthermore, recent US Q2 earnings updates show that apart from technology, led by the very large companies often referred to as the Magnificent 7, the outlook for many sectors is subdued.
Navigating the impact of the changes to tax reliefs for farmer owners
Understanding, addressing and planning for potential inheritance tax liabilities is now especially important for farm owners looking to leave their business as a legacy.
Investing – the skill in doing (almost) nothing
The traditional wisdom for any investor is to learn to ‘block out the noise’. Events may come and go, causing volatility as they pass. But over the long run, ignoring their short-term effects, and focusing on your end goal is usually the key to reaching your objectives.
Setting the foundations to expand your business
Kevin Petley, Business Growth Advisor at Elephants Child regularly works with businesses in developing plans for expansion. He shares his insights and tips for other business owners looking to grow.
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