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St. James’s Place news
Navigating the Spring Budget: opportunities for tax efficiency and financial planning
The latest Budget announcements carry significant implications and remind us of the continuing relevance of some unchanged provisions. For individuals and businesses alike, understanding the intricacies of the Budget and leveraging the changes for tax-efficient financial planning is crucial.
How you can beat the 60% tax trap
If you’re a higher-rate taxpayer, you might end up paying more tax than you bargained for. If you’re earning between £100,000 and £125,140, the tapering of the personal allowance means you could end up paying 60% tax.
Latest
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Why set up a personal pension if you’re self-employed
If you’re self-employed, setting up your own pension can give you greater freedom, flexibility and peace of mind about your long-term future.
Tax planning strategies business owners should know
From start-up to sale and exit, tax planning is central to running a successful small business. Discover the tax strategy tips that’ll help you make the most of your finances.
Unforeseen consequences: How far reaching will US tariffs be?
Global supply chains may be a casualty of the US tariff actions, extending its impact beyond just the directly affected countries. Experts at SJP explore the potential long-term ramifications of the latest in protectionist measures.
Could a Legacy Preservation Trust help minimise your IHT bill?
We all want to leave the best legacy we can to those we love. There are some easy steps you can take during your lifetime to protect your estate from Inheritance Tax liability.
How you can maximise your pension contribution
Understanding and using your full range of tax breaks on ISAs, pensions, dividends and capital gains will help boost your pension pot, ready for your retirement. Both pension and ISA annual allowances offer real tax efficiencies.
Passive – Active: it’s not either/or
The debate between active investing (where a fund manager picks stocks to try and outperform the market) and passive investing (where the aim is to replicate the market) is now dated.
Top tips for maximising your ISA returns
Getting the most from your ISAs while ensuring the right mix of Cash and Stocks and Shares ISAs, will make your savings and investments work as hard as possible.
Getting your head around tax jargon: the top seven terms explained
Financial services jargon can get in the way of feeling confident about managing your money. Understanding the various tax terms and acronyms, such as ISAs, IHT, CGT or pension allowances not only improves your financial wellbeing – it could save you tax too.
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