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Featured news
Pensions & IHT: the ‘double tax’ trap
For years, pensions have offered a valuable tax advantage alongside retirement income, enabling people to pass on wealth to the next generation. But from April 2027, changes to inheritance tax (IHT) rules could mean some families face a significantly larger tax bill than they expected. In some cases, beneficiaries may face both IHT and income tax on inherited pensions – this is known as the ‘double tax trap.’
The missing years: caring, career pauses & long-term planning
Figures show women are substantially more likely than men to take a career break during their working life. Whether it’s maternity leave, caring for young children, or looking after elderly family members, the responsibilities that lead to time out of paid work are more likely to impact women.
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Using pensions & ISAs to reduce your tax bill
Although the Government has pledged not to raise taxes for working people, many of us will face higher tax bills as a direct result of the Autumn Budget. So it’s more important than ever that you make the most of the tax savings opportunities of pension and ISA allowances.
What do we mean by ‘systematic investing’?
Historically, most investors putting their money into a fund have had two options. Each approach has its own pros and cons, and we believe both have a role to play in a well-diversified portfolio. We can combine the two in our investment solutions, while also using options that sit somewhere between them. One of these options is active systematic investing.
Getting on top of Capital Gains Tax
Last year’s Budget changes means it’s more important than ever to get on top of Capital Gains Tax (CGT), so you can manage your assets as tax-efficiently as possible.
Why set up a personal pension if you’re self-employed
If you’re self-employed, setting up your own pension can give you greater freedom, flexibility and peace of mind about your long-term future.
Tax planning strategies business owners should know
From start-up to sale and exit, tax planning is central to running a successful small business. Discover the tax strategy tips that’ll help you make the most of your finances.
Unforeseen consequences: How far reaching will US tariffs be?
Global supply chains may be a casualty of the US tariff actions, extending its impact beyond just the directly affected countries. Experts at SJP explore the potential long-term ramifications of the latest in protectionist measures.
Could a Legacy Preservation Trust help minimise your IHT bill?
We all want to leave the best legacy we can to those we love. There are some easy steps you can take during your lifetime to protect your estate from Inheritance Tax liability.
How you can maximise your pension contribution
Understanding and using your full range of tax breaks on ISAs, pensions, dividends and capital gains will help boost your pension pot, ready for your retirement. Both pension and ISA annual allowances offer real tax efficiencies.
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