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Can I pass on my pension when I die?

Can I pass on my pension when I die?

by Stuart Rothwell | Sep 11, 2025 | Assets, Diversity, Growing, Investments, Planning, St. James’s Place News

You can’t take it with you… and soon you will no longer be able to pass it on tax-free. Changes announced in Labour’s first 2024 Autumn Budget mean that from April 2027, any inherited pension funds may be liable for inheritance tax. This has left many families...
Everything you need to know about tax in retirement

Everything you need to know about tax in retirement

by Stuart Rothwell | Sep 4, 2025 | Assets, Economy, Estate Planning, Growing, Planning, Retirement, St. James’s Place News

Do you, or don’t you, have to pay tax in retirement? Some of your income may be taxable, and some may be tax-free. These are the key tax traps you should know about to stay on top of your taxes. At a glance Paying tax when you’re retired is quite different to paying...
Essential guide for business owners: Start with the end in mind – put a shareholder agreement in place today

Essential guide for business owners: Start with the end in mind – put a shareholder agreement in place today

by Stuart Rothwell | Sep 2, 2025 | Business, Economy, Planning, St. James’s Place News

When you are starting out in business there are many responsibilities that demand your attention. One that may not seem important in the early days, especially if you get along well with your business partner, is a shareholder agreement. But that’s the ideal time to...
In an age of US and tech dominance does diversification still matter?

In an age of US and tech dominance does diversification still matter?

by Stuart Rothwell | Aug 28, 2025 | Assets, Diversity, Growing, Investments, Planning, St. James’s Place News

The US now accounts for 73% of the developed markets MSCI World index.1Second quarter results for the Magnificent 72 tech companies continued to reflect solid growth.Diversification is an effective long-term strategy to minimise the effect of market shocks. In an...
Navigating the impact of the changes to tax reliefs for farmer owners

Navigating the impact of the changes to tax reliefs for farmer owners

by Stuart Rothwell | Aug 8, 2025 | Assets, Business, Economy, Estate Planning, Planning, Preserving, St. James’s Place News, Tax

Understanding, addressing and planning for potential inheritance tax liabilities is now especially important for farm owners looking to leave their business as a legacy. More than 6,000 agricultural, forestry and fishing businesses have closed in the past 12 months...
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The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Liberty Wealth Management Ltd, Registered in England, Company Number: 3783537, Registered Office: 47b High Street, Ongar, Essex CM5 9DT.

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Integrity. Excellence. Trust.

The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Liberty Wealth Management Ltd, Registered in England, Company Number: 3783537, Registered Office: 47b High Street, Ongar, Essex CM5 9DT.

SJP approved as at 12/1/26

© Liberty Wealth Management Ltd

Legal Privacy policy FAQs Site map

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