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Passive – Active: it’s not either/or
The debate between active investing (where a fund manager picks stocks to try and outperform the market) and passive investing (where the aim is to replicate the market) is now dated. Today, there are a range of options between these two poles. The basic argument for...
Top tips for maximising your ISA returns
Getting the most from your ISAs while ensuring the right mix of Cash and Stocks and Shares ISAs, will make your savings and investments work as hard as possible. You still have plenty of time to review what you’ve got, and top up where you need to, before tax...
Getting your head around tax jargon: the top seven terms explained
Understanding the various tax terms and acronyms, such as ISAs, IHT, CGT or pension allowances not only improves your financial wellbeing – it could save you tax too. Every industry has its share of jargon, acronyms and tech-speak – but it sometimes feels like...
Unlocking success: How a good financial plan can help my small business
Keeping track of key financial metrics such as sales, costs, profit and cash flow, and analysing them regularly, can help you ensure your business is in good health. This data can help you understand where you may need to make changes to improve profit margin or cash...