As Christmas approaches, everybody wants their loved ones – and especially their children – to be happy on the big day.
Good food and time spent with the family are important ingredients for an enjoyable festive season, but when it comes to presents, why not think a bit more creatively than a pair of socks or an unwanted gift set?
Instead, you could consider giving a financial gift to your nearest and dearest. It’ll not only make you and the recipient feel good, but, if you take the right advice, it could also save you a lot of money in tax.
If you are thinking about how you can help your children or grandchildren for the future, as well as on the day itself, here are some ideas.