On the face of it, saving and investing for retirement is a pretty simple affair. After all, the main aim is to put as much of your earnings aside as you can afford so that you have enough to live on after you stop working.
But while the idea is simple, the reality can be quite different. The nature of saving for retirement has evolved, the rules have changed and the guarantees that pension savers could once take for granted are now increasingly rare.
The good news is that for those willing to engage with their evolving pensions requirements, there is more flexibility and control available than ever before. But that comes with greater complexity, too, ensuring that it’s a journey best travelled with an expert to guide you.