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Liberty news
Christmas gifting – your tax tips
Gifting cash, or gifting assets is a present that keeps on giving. It’s practical, thoughtful – and it can make so many things possible. A cash gift could pay for a family holiday, cover extra days at nursery for a new grandchild, or it could start a savings pot that will make a dream come true.
Planning your retirement is the single biggest reason for seeking advice
Retirement planning is the nation’s single biggest reason for seeking financial advice. One in three over-44s will actively seek advice on planning retirement in the next six months.
Latest news
Keep a handle on higher taxes with pension and ISA planning
With the UK’s tax burden reaching its highest level since the 1950s, and the fastest-falling living standards in a generation, it’s more important than ever to combine your tax-efficient pension and ISA allowances.
Estate-planning challenges for the LGBTQ+ community
From Inheritance Tax liability to next of kin, LGBTQ+ people and their families may face legal barriers and complications when it comes to passing on wealth and assets after death.
What to know about financial planning with ADHD
People with ADHD are more likely to be in debt, miss bill payments or experience mental-health issues as a result of their finances. We take a look at how to mitigate the condition’s impact and work towards financial wellbeing.
Give your children a head start this tax year-end
Tax-smart investing can help the short and long-term futures of all your family, not just you – if you get in before tax year-end.
St. James’s Place 2023 Budget Analysis: A Budget for Growth
In the days leading up to the Budget, the general expectation was that the primary focus of the Chancellor would be on encouraging long-term sustainable growth and continuing economic support for those that needed it, especially in relation to energy costs, while maintaining financial stability.
Tax in retirement – what you’ll need to know
Coming up to retirement and not sure of the best way to take your retirement income? These are the key tax-traps to avoid.
Tackling poor financial health
St. James's Place latest Financial Health Index has highlighted the lack of financial wellbeing across the UK – and a widening north-south divide. A big part of the solution is improved financial education.
How to navigate rising taxes
As Corporation Tax hikes loom in April, now’s the time to revisit your business’s financial plans. Companies with profits of more than £50,000 will pay an increased rate of Corporation Tax.
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