1. We do our best to ensure that the website operates properly at all times, but we make no warranties as to the availability or accessibility of the website, and (save as otherwise set out in these terms and conditions) we will not be liable for any damages, loss, costs or expenses incurred by you as a result of any lack of availability or accessibility of the website.

2. Nothing within these conditions operates so as to exclude, limit or restrict our liability for death or personal injury.

3. Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.

4. All Intellectual Property Rights and goodwill in or relating to the contents of the website belong to either ourselves, to a member of the St. James’s Place group or to our suppliers.

©2023 Liberty Wealth Management Limited. All rights reserved. “Liberty“, “Liberty Next”, “Liberty Wealth Management”, the Liberty logo, Liberty Wealth Management logo and the Liberty Next logo are trademarks of Liberty Wealth Management Limited.

©2023 St. James’s Place plc. All rights reserved. “St. James’s Place” and the St. James’s Place Logo are trademarks of St. James’s Place plc.

Nothing contained in these conditions or the website should be construed as granting by implication, estoppel, personal bar, or otherwise, any licence or right to use any of the trade marks without our permission. However, copying and printing of those web pages which contain the trademarks is permitted within the scope of the licence below.

You may download to a local hard disk and print extracts from the website solely for personal, non-commercial use. You may also recopy downloaded extracts to others for their personal, non commercial use.

You may not reproduce part or all of the contents of the website in any form unless it is for personal, non commercial use.

You may not copy or otherwise incorporate into or store in any other website, electronic retrieval system, publication or other work any of the content of the website in any form (whether hard copy, electronic or other).

You may not frame or link to the website or any part of it without our express permission.

The information published on this website is provided as a convenience to visitors and should be used for information purposes only and is subject to change without notice. None of the information contained in this website constitutes financial or other professional advice in any way. If you require additional information, you should contact one of our personnel.

While we use reasonable efforts to ensure that the information contained on this website is current and accurate at the date of publication, no warranties are made, either expressed or implied, as to reliability, accuracy or completeness of the information. We accept no liability for any loss arising directly or indirectly from the use of or action taken in reliance on such information. These documents should not be copied, reproduced or redistributed, in whole or in part.

No warranty is given as to the freedom of this website from errors, defects, viruses, malicious programs or macros. Links from this website exist for information only and we accept no responsibility or liability for the information contained on any such site. The existence of a link to another website does not imply or express endorsement of its provider, product or services by us or St. James’s Place. Links to this website are not permitted without our prior written consent. Please note that clicking on links to external websites will cause you to leave this website.

The promoter is Liberty Wealth Management. 

Competition Name – Limerick
The closing date for the competition is the 31st May 2023.
Limerick entries posted onto Liberty Wealth Management Facebook page, will be added to the prize draw.
One winner will be drawn.
If your name is drawn, you will receive a bottle of wine (posted to your address).
We will endeavour to contact the prize winner. If we have issues, the prize will revert to the substitute. 

The competition is open to anyone 18 years or over except employees of Liberty Wealth Management and their close relatives and anyone otherwise connected with the organisation or judging of the competition.

There is no entry fee and no purchase necessary to enter this competition.

By entering this competition, an entrant is indicating his/her agreement to be bound by these terms and conditions. 

The route to entry for the competition is to like the post on our Facebook Page, connections on LinkedIn, follows on Instagram and/or Twitter. 

Any additional action (including sharing a post, re-tweeting, commenting, watch party, tagging, etc) are done at the entrant’s discretion and do not impact the outcome of the giveaway.

We will at no point contact any entrant via Direct Message to say they have won the giveaway and ask for a payment. We may ask for an additional action (including sharing a post, re-tweeting, commenting, watch party, tagging, etc). 

Please do not give any billing information via messenger on Facebook to anyone who might try and pass off as an employee of Liberty Wealth Management.

We have the right to allow more than one entry per competition at times. We will notify specifically if this is the case. 

By entering this competition, an entrant is indicating his/her agreement to be bound by these terms and conditions. 

Closing date for entry will be stated in the email, post, tweet, article, page or other marketing activity. After this date, then no further entries to the competition will be permitted.

No responsibility can be accepted for entries not received for whatever reason. 

The rules of the competition and how to enter are clearly stated in the email, post, tweet, article, page or other marketing activity.

The promoter reserves the right to cancel or amend the competition and these terms and conditions without notice in the event of a catastrophe, war, civil or military disturbance, act of God or any actual or anticipated breach of any applicable law or regulation or any other event outside of the promoter’s control. Any changes to the competition will be notified to entrants as soon as possible by the promoter.

The promoter is not responsible for inaccurate prize details supplied to any entrant by any third party connected with this competition.

The prize will be clearly stated in the email, post, tweet, article, page or other marketing activity.

The prize is as stated and no cash or other alternatives will be offered. The prizes are not transferable. Prizes are subject to availability and we reserve the right to substitute any prize with another of equivalent value without giving notice.

Winners will be chosen at random via the software platform that we will share if anyone wants to know more.

The winner will be notified by us and within 28 days of the closing date. If the winner cannot be contacted or do not claim the prize within 28 days of notification, we reserve the right to withdraw the prize from the winner and pick a replacement winner.

The promoter will notify the winner when and where the prize can be collected.

The promoter’s decision in respect of all matters to do with the competition will be final and no correspondence will be entered into.

The competition and these terms and conditions will be governed by law and any disputes will be subject to the exclusive jurisdiction of the courts.

The winner agrees to the use of his/her name and image in any publicity material, as well as their entry. Any personal data relating to the winner or any other entrants will be used solely in accordance with current UK data protection legislation and will not be disclosed to a third party without the entrant’s prior consent. See our full privacy policy on this website.

Entry into the competition will be deemed as acceptance of these terms and conditions.

This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook, Twitter, Instagram, LinkedIn or any other Social Network. You are providing your information to Liberty Wealth Management and not to any other party. The information provided will be used in conjunction with the privacy policy found on our website.