Many people are aware of strategies that can reduce their IHT liability, such as gifting, they may be less aware of how some employee perks – including workplace pensions and death-in-service benefits – could be storing up problems for their families in the future.
How to protect your financial wellbeing in an energy crisis
Average annual energy bills shot up by £693 to £1,971 in April as the energy price cap increased. With the cap set to rise again in October, the energy crunch is significantly eroding people’s income and savings – and threatening a financial wellbeing crisis.