A new year marks a new beginning and a clean slate. When the nights are long and the days are short, it’s the ideal time to set goals for the year ahead – including for your finances. But don’t worry if you can’t turn things around overnight. Harriet Shepherd, Financial Wellbeing Manager at St. James’s Place, comments: “Start with the most urgent, or an easy one to tick off before the rest, and get going.”
A good financial adviser will always respond to questions with “It depends.” Although getting the investment ‘right’ is important. Getting the investment ‘right’ does depend on what each client’s circumstances are and what they’re hoping to achieve.